PayDo advantages

• Regulated Electronic Money Institute.

Licensed Electronic Money Institution (EMI), regulated by the FCA UK. All funds are kept in segregated accounts within EU banks.

• Official processor of Visa/MasterCard.

PayDo is an authorized payment partner of Visa/Mastercard and Mastercard Principal Member.

• Individual IBAN (dedicated details)

You receive individual European IBAN details for EUR accounts with your name or your company name as the sender or recipient of payments. You have the ability to accept and send payments through SWIFT, TARGET2, and SEPA in both EUR and GBP.

• Commissions in accordance with business.

We offer a flexible solution and affordable rates to legal entities and individual clients from the EU and other countries. Rates may vary depending on the type of company and the business risk level. We consider each request individually and offer the best possible solution for your business. More details about the fares can be found at https://paydo.com/pricing/

• Multicurrency

PayDo offers 6 settlement currencies (EUR, GBP, USD, AUD, CAD, and DKK) in your account and more than 200 currencies are supported for payment processing. Real-time currency exchange at the rate of the issuing bank.

• Secure payments

The card payment data that we transmit and receive is encrypted in compliance with PCI DSS Level 1 security standards. All top-ups and acquiring payments are securely safeguarded by the Seon.io anti-fraud system. Furthermore, they are verified by 3D-Secure technology.

Benefits for personal virtual banking.

• Receive and send money from/in more than 170 countries.
• Pay for goods and services.
• Purchase from 2500 online merchants accepting PayDo wallet.
• Top up your PayDo balance.
• SEPA, SEPA instant, Target 2, FPS, BACS, CHAPS, INTRADAY, CRONOS2 and SWIFT transfers.
• Make payments within European countries.

Benefits for business virtual banking. 

• Manage all payments through a single account from anywhere – 24/7;
• SEPA, SEPA instant, Target 2, FPS, BACS, CHAPS, INTRADAY, CRONOS2 and SWIFT payments.
• Use international money transfers for business needs.
• PayDo Quick Checkout.Top-up e-wallet and pay from the balance.
• Transfers between PayDo users, B2B bank transfers, alternative payment options, withdrawals.
• Accept payments online.
• Accept and send payments globally without hidden fees.